Have an appointment with dealer on Saturday. Sounds that they might be willing to work on my issue. I'll try to get a good deal on TRD 17". If it works, I'll be getting the set of four and mounting Michelins 265/70R17. Original 20" with tires will be offered for sale after the switch will be completed. My buddy at work suggested that I should keep 20" as regular set and buying 17" with winter tires, but I do not think that Rhode Island weather requires 2 sets of wheels. If I was living couple of hundred miles up North it would be no brainer, LOL