What is my 99 limited worth?

[Danabart]

I have a 99 limited. 151,000 miles. The brakes done( new rotors too), timing and water pump work done 5,000 miles ago, new radiator and tranny cooler 5 months ago, axles and bearings in rear about 15,000 ago. All work done by a good shop with qualified techs (napa and toyota certified place). I just fixed whatever came up to keep this truck correct. It has the sport hood on it, so it really looked sharp. Until...,
I got into a fender wrecker and the cost to repair puts it into the totalled category. It drives the same as ever though! No pulling( I would notice) grinding, nothing. It just looks crunched. The damage was above bumper height so the frame is totally fine. In fact the pass headlight and fender and hood, are toast but the bumper is untouched. I am wondering what a truck like this is worth and may use my insurance money along with the sale of this one to buy a replacement. Any thoughts?

 

[JimG]

IF it was me, I'd seriously consider using the insurance money to get it fixed myself. But then I don't know what hoops you need to jump through etc. to get it un-totaled.

 

[Danabart]

I can either let the ins co take it for 1100, or keep it less that 1100 from them, and I keep the title as it is.

 

[gamefreakgc]

I can either let the ins co take it for 1100, or keep it less that 1100 from them, and I keep the title as it is.

Ouch, you need a new insurance company. $1100 is a rip-off of a settlement. You could keep it and sell it or part it out for way more than that.

Geico gave me $13,000 for a 2007 Corolla that was hit by, guess what, a 4Runner. Funny thing is it was purchased brand new for $12,100 lol.

 

[MONTYMTB]

I can either let the ins co take it for 1100, or keep it less that 1100 from them, and I keep the title as it is.

They're seriously trying to bend you over on that one. If the damage is what you say it is, you should look around and find out how much it would cost to get it fixed.

 

[Danabart]

I think my 1100 post is misleading sorry bout that. The ins co puts a value of $6658 on my runner. The $1100 is the salvage value they will subtract from the 6658 if I keep the vehicle.

 

[gamefreakgc]

Ahh, that makes much more sense.

I think that $6658 is a fair price if you want to avoid having to fix it. I would look on your local craigslist and see if you could pick one up for the same price, or even cheaper. If you do it cheaper than you could even add some goodies to the new one or get it completely caught up with maintenance.

Just don't get ripped off on craigslist. There's some good people on there and there's some bad ones that are trying to pull a fast one on there. Pretty easy to find out which is which if you meet them in person and check the rigs yourself (I consider myself an oil whisperer).