Bought my 4Runner for 13.5k 8 years ago with 115k miles. But they are getting harder to find without rust and prices are different in different parts of the country.
This guide is pretty good comparing everything, just make sure there isnt a lot of rust underneath. For the most power, look for an 05+ V8, those get the vvti system. But both V6 and V8 are good motors and should handle seadoos. 03/04 V6s had head gasket issues so I would avoid those.
V8 can have cracked exhaust manifolds, injection pump issues, and if its 4wd, center diff lock can stop working if you don't use it regularly. Plus timing belt maintenance (V6 has timing chain).
The Ultimate 4th Gen Toyota 4runner Buyers Guide
I still miss mine. the other day I did nationwide search for a 4wd v8 and only 6 came up. 6 years ago when I got mine there was atleast 20-25 of them. I'm back in a v8 now but its way bigger than the 4th gen.


















