You basically have two choices I think that would best suit your needs, The Trail or Limited. The Limited has everything standard with very few add ons. The Limited is full time 4WD and the Trail is Part time. The nice thing about the Trail and Limited they both have locking differentials (trail via shifter Limited you turn a dial) Expect to pay about the same for a used Trail or Limited, but Trails are a bit harder to find. I purchased a used 2010 Limited with 39,000 miles for 25,500 with tax license was right around 29,000. The one I bought was 49,000 new tax license was about 55,000. You will save a lot by purchasing a lease return or one from a Toyota dealer. One upside to a dealer purchase is most of the 5th gen will come certified so additional warranty and offer low financing with Toyota as low as 1.9 for 60 months. Shop online, that s how I found mine and I bought late in the evening New Years Eve which is the best time to buy a vehicle. I love the Limited, has a great ride, handling on highway and or in snow, ice etc. Im not going to be rock climbing with it, so the stock tires are fine. The two downsides of the Limited full time 4wd poor fuel economy and the 20" riims (SR5 and Trail have better wheels and tires and look better to the eye). I love the keyless start/entry, but really the best is the optional suspension (Limited only) that prevents body roll when cornering on curvy roads. Prevents feeling like your in a fish bowl. Look up on toyotas web site for that option. The back up camera im still not used to and wished it just has the sonar sensors in rear bumper like the SR5, but the limited comes standard with that. The 4.0 litre has plenty of get up and go if you need it for a 4400 lbs suv. This is in my opinion one of the last truly body on frame construction type suv's that's worth buying. I shopped for about 1.5 years till I bought mine. By waiting, the prices came withing my budget and you should be able to do the same. Most people are buying the crossover type suvs. I drove a highlander and yes it was nice, but it was too car like for me and would not stand the punishment of moderate off roading, where the the 4Runner does not and will not make you feel unsure of "well can I make it through this?" Love the heated seats, lack a little leg support to me, visibiltiy is great, front end not much hang over front wheels, so you feel confident when parking. The reason I purchased the 4Runner is that when I visit Portland Oregon every year during the holidays, I was offered a 2011 4Runner from the rental agency. At the time I was like hmm I dont even remember what they look like now as you don't really see many on the road like with previous generations. The rental was and SR5, loaded and 4WD. As soon as I entered freeway I was like this is a very nice suv. I told my elderly mother I know what my next car will be. She sorta laughed. Well since that time I had rented 3 of them all SR5's, 4WD and racked up about 3,000 miles. So in my opinion for what you will be using it for, I think will be a great choice. If you buy a Limited, some have the optional 3rd row seating (mine does not and im glad to have the pull out sliding table that can support 440LBS, Makes loading heavy objects easier and can also act as a table to sit on if extended outwards. Love the optional 120 volt power outlets one in center console and one in rear cargo area. If you plan to haul more than 5 people, then you may want the optional 3rd row seating. It is really pretty small and would be more suited for kids up to about age 12. All the rentals I had had that option and had my nephews back there and the 16 year old said it was cramped. The back seat has plenty of roominess and also the rear seats recline . Good luck with your purchase. I think the only thing that most will complain about is the fuel economy and the eco light in the speedo area is sorta a stupid standard feature on all 4Runners as even with light acceleration it is usually off until one reaches desired speed. Im a 47 year old male, so I'm not out drag racing or trying to beat a corvette, but like I mentioned earlier, it has plenty of power when fully accelerated when needed. Also the instrumentation on the Limited and Trail is much nicer than the SR5's added note the 5 spd transmission shifts very smooth but will sorta hunt and peck between 1st and second gear when already moving at low speeds and the limited comes standard with a matching rim and tire for the spare tire. The JBL sound system is outstanding and the bluetooth is great for conversing and for streaming music from your iphone or other audio device and the Navigation and controls for all that is easily learned and also has voice command as well.