UPDATE:
So I got a check from the insurance company this week, finally! And of course, they tried to screw me at 1st. The original estimate was for almost $2800 for a qtr panel replacement. Then they made me go to an "approved" body shop and they estimated the labor at a ridiculous 8 hours to do the entire job - R&R bumper and qtr panel, pounding, welding, filling, sanding, repainting, everything - in 8 hours!! The check they were going to send me was for only $1300.
I told them to not send the check, I would have to fight them on this so they sent up an adjuster to re-estimate my truck. The adjuster was actually very cool and he said that he can't approve the replacement of the panel, but he agreed that 8 hours for the whole job was ret*rded. He upped the labor hours to about 19 and re-rated some of the parts and cut me a check for right under $2000 and I'm content with that!
I have a buddy who's gonna pull it all out for a couple hundred and another buddy who'll paint it for another $100 or so. So I'll have about $1600 left. I think today I'm gonna get some Maxxis Bighorns in the 255/85 flavor with some new Cragar Soft 8 wheels. The rest I'm going to put as a down payment on a new CBI bumper, but it's about a 3 month wait so it'll be a while before it's on.....